Credit Card Takeover Loan

Are you still struggling to clear off your credit card dues?

Stay away from high interest rate of credit card by using debt consolidation loan. Online application, easy repayments and at half the cost. A low interest option to your credit card worries.

So, how does Credit Card Takeover Loan work?

Now you can consolidate your credit card oustanding debts with our 'Step Up' repayment option and enjoy 3 months of interest only payments. With our Credit Card Takeover Loan, you will be free of long-pending credit card debt immediately and this unique personal loan will help build financial discipline. You can take Credit Card Takeover Loan for a total of one or multiple credit cards outstanding. Such prudent steps taken eventually helps improve CIBIL score.

Why LoanTap's Credit Card Takeover Loan?

Instant approval and minimum documentation

Easy online process and disbursal within 24-36 hours

Lower interest rate

Lower rate of interest rate as compared to credit card. Balance transfer and cash top-up like personal loan available.

Improved Credit Score

Because you are showcasing financial discipline in paying off your personal loan through fixed EMIs, chances are that your CIBIL score will increase

Transparent Processes

No hidden charges, No pre-payment charges

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eligibility-criteria

Eligibility Criteria for Credit Card Takeover Loan

1

Individuals with a minimum income of INR 30,000

2

Indian Citizens/Residents who are 21 years & above.

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Flexible Instalment Options

Final instalment options for a loan will be decided based on your profile and inputs

Step Up

Interest only Payment for 3 months followed by fixed EMI. Gives you space to manage expenses post an event.

Ideal when: Heavy expenditure is involved in a particular event such as Wedding or a Medical Emergency

Term Loan

Repayment done via Fixed Equated Monthly Instalments, where EMI = Principal + Interest.
Each instalment reduces both interest and Principal amount.

Ideal when: You know the precise Loan Amount needed and your income is consistent

How we make loans happen in 24-36 hours

online application
Online Application

Apply online, upload basic documents or mail us

record your time
Record your time for representative visit

Download documents as per checklist, sign and handover to our representative.

verification sanction disbursal
KYC & Fund transfer

We check documents, verify them and activate instant disbursal online

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