Holiday Loans

Planning that perfect vacation with your loved ones?

Holiday loan from LoanTap covers all travel expenses. Why compromise because you do not have enough savings or need more funds on credit cards?

So, how does Holiday Loan work?

Holidays are rejuvenating. Keep your vacation stress free and enjoy to the fullest with LoanTap's flexible loan repayment option of travel loans.
We understand expenses when you plan a holiday or family get together. Holiday Loans from Loantap offers the flexibility of interest only payment for the first three months and then fixed EMI for rest of the tenure. It keeps your monthly installment low when it’s needed the most. For example, honeymoon or traveling for relative's marriage or air travel costs during the high festive season and there's emergency situation back home.

Why take Holiday Loan from LoanTap?

Whether it is a family vacation or honeymoon, there will be financial requirement while booking as well as while travelling. Choosing LoanTap’s Holiday Loan will lead to better expense management during holidays

Instant approval and disbursal

Easy online process and disbursal within 24-36 hours

Flexible Re-payment

Interest only repayment for first 3 months

Minimum documents

Basic minimum documentation for all our custom personal loan products

Transparent Processes

No hidden charges, No pre-payment charges.


Eligibility Criteria for Holiday Loan


Individuals with a minimum income of INR 30,000


Indian Citizens/Residents who are 21 years & above.

Flexible Instalment Options

Final instalment options for a loan will be decided based on your profile and inputs

EMI Free

Interest only payment every month (40% lower monthly instalment versus regular EMI) coupled with bullet payment every 3/6 months towards Principal.

Ideal when: You receive additional income or a incentive every 3-6 months.

Step Up

Interest only Payment for 3 months followed by fixed EMI. Gives you space to manage expenses post an event.

Ideal when: Heavy expenditure is involved in a particular event such as Wedding or a Medical Emergency

Term Loan

Repayment done via Fixed Equated Monthly Instalments, where EMI = Principal + Interest.
Each instalment reduces both interest and Principal amount.

Ideal when: You know the precise Loan Amount needed and your income is consistent

How we make loans happen in 24-36 hours

online application
Online Application

Apply online, upload basic documents or mail us

record your time
Record your time for representative visit

Download documents as per checklist, sign and handover to our representative.

verification sanction disbursal
KYC & Fund transfer

We check documents, verify them and activate instant disbursal online

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