Top Offers for Personal Loan in Mumbai

LoanTap Offers various customised Personal loans in Mumbai


Personal Loan - EMI Free

In the city of Mumbai, you can enjoy benefits of interest only payments every month combined with bullet payments towards the principal outstanding every 3/6 months.

This offer is Ideal for you if you are a salaried professional, say working at a bank, who receives regular bonus every few months. This loan helps you have a reduced monthly instalment every month and make lump sum payments towards the Principal outstanding every 3/6 months. If you are looking for funds to upgrade furniture at your home in Andheri or looking for funds to pay your kids’ school fees, choose this offer.

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Personal Term Loan

With a Personal Term Loan, whether you are salaried professional or business owner, you can enjoy Fixed Equated Monthly installments, which contain both Principal and Interest amounts. This offer is best suited for you if you have just relocated to Mumbai and need financial assistance to make specific purchases for your new home. So if you know the price of your purchases, are aware of the exact loan amount and your income is constant and uninterrupted, this loan is the right fit for you.

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Personal Loan - Step Up

Enjoy interest only payments for the first 3 months followed by fixed monthly instalments for the remaining tenure with a Personal loan - Step Up.

If you have lined up expenses in the initial months and will be fueled with liquidity in the near 3-4 months, this personal loan is the best solution. This way you can have low monthly instalments in the initial months followed by fixed EMIs for the remaining tenure. Mumbaikars who are involved in frequent travelling for work or leisure prefer this loan as it allows them some time to recover from the expenses of their last trip.

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Personal Loan - Overdraft

A Personal Loan Overdraft provides a suitable option for millennials of Mumbai who otherwise resort to Credit Cards for their expenses. By opting for Overdraft, you can enjoy a loan in Mumbai at half the interest rate of a Credit Card. You pay interest only on the amount you withdraw and not on the entire sanctioned amount. This Personal loan is best suited for individuals or businesses who have recurring expenses. So, if you have recently bought a house in Mumbai and are looking at multiple expenses of house fittings, furnishings, major repair, etc., apply for an Overdraft and enjoy Credit card like facility at half the interest rate.

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Why take LoanTap’s Personal Loan in Mumbai?

LoanTap brings the best personal loan offerings for the Millennials of Aamchi Mumbai, the financial, commercial and entertainment capital of India! For the most aspiring millennial population in the country, LoanTap’s Personal loan in Mumbai is most suitable to meet any kind of financial needs at the most cost effective terms. Avail Upto Rs. 10 lakhs for tenures ranging between 6 months to 60 months!

Instant Approval & Disbursal

Personal Loan in Mumbai can be availed with an easy application process in less than 24 hours.

Flexible Repayments

LoanTap's customised personal loan comes with flexible repayment options.

Minimum Documentation

You can avail a Personal Loan in Mumbai by applying online with few basic documents.

Transparent Process

Our loans in Mumbai come with No hidden/pre-closure charges.

Eligibility criteria for Personal loan in Mumbai

To avail a personal loan in Mumbai , you must qualify under the below mentioned eligibility criteria

  1. Individuals with a minimum income of INR 30,000 are eligible to get a Loan in Mumbai
  2. Indian Citizen/Residents who are 21 years & above
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Documents required for Availing a Personal loan in Mumbai

To avail a personal loan in Mumbai , you must qualify under the below mentioned eligibility criteria

  1. PAN Card
  2. Salary Slips (last 3 months)
  3. Salary Account Bank Statement (3/6 months)
  4. Address Proof (If differs from permanent address)
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How we provide Personal Loan in Mumbai in 24-36 hours

online application
Online Application

Apply for your loan while sitting at your home in Mumbai and upload the required documents

online application
Record your time for Representative visit

Download documents as per checklist, sign and handover to our representative who will come to your home in Mumbai

online application
KYC & Fund Transfer

We check documents, verify them and activate instant disbursal for your Personal Loan in Mumbai


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